Home Insurance Costs with Deductible Scenarios in Carter County, TN & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Carter County, TN	$114600	$638	$878
Erwin, TN	$101100	$528	$726
Johnson County, TN	$114100	$558	$768
Sugar Mountain, NC	$257700	$859	$1,183
Red Hill, NC	$108200	$477	$657
Mitchell County, NC	$140600	$490	$675
Laurel Creek, NC	$212900	$766	$1,054
Banner Elk, NC	$238700	$821	$1,129
Cane Creek, NC	$118100	$512	$704
Seven Devils, NC	$279500	$904	$1,244

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Impact of Coverage Amount on Home Insurance Cost In Carter County, TN

Coverage Amount	Home Insurance Cost ($)
$100,000	$760
$200,000	$2,241
$300,000	$2,961
$400,000	$3,842
$500,000	$4,918
$750,000 to $1000,000	$5,686
Above $1000,000	$6,724

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Carter County, TN Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Carter County, TN Average Home Insurance Cost	$888.96
State Average Home Insurance Cost	$1,044
Difference Vs national Average	-335.04

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Top Homeowners Insurance Companies in Carter County, TN

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,849
Travelers	$1,808
AAA	$1,550
Shelter	$1,421

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Carter County, TN Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-107	782
One Claim	+44	933
Two Claims	+107	996

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