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Home Insurance Costs with Deductible Scenarios in Chattanooga, TN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Chattanooga, TN $153900 $701 $965
Chattanooga Valley, GA $94800 $478 $658
Catoosa County, GA $138800 $645 $888
Falling Water, TN $179800 $801 $1,102
Fort Oglethorpe, GA $123100 $522 $719
Fairmount, TN $352800 $1109 $1,525
Apison, TN $179200 $800 $1,101
Red Bank, TN $131700 $593 $817
Ridgeside, TN $273800 $945 $1,300
Powells Crossroads, TN $112000 $658 $906

Impact of Coverage Amount on Home Insurance Cost In Chattanooga, TN

Coverage Amount Home Insurance Cost ($)
$100,000 $759
$200,000 $2,005
$300,000 $2,625
$400,000 $3,162
$500,000 $4,047
$750,000 to $1000,000 $4,680
Above $1000,000 $5,534


Chattanooga, TN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Chattanooga, TN Average Home Insurance Cost$976.5
State Average Home Insurance Cost$1,044
Difference Vs national Average-247.5

Top Homeowners Insurance Companies in Chattanooga, TN

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,849
Travelers $1,808
USAA $1,698
Shelter $1,421

Chattanooga, TN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -117 859
One Claim +68 1045
Two Claims +137 1113