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Home Insurance Costs with Deductible Scenarios in Cumberland County, TN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cumberland County, TN $140800 $698 $960
Crab Orchard, TN $71200 $532 $732
Rockwood, TN $75600 $460 $633
Clarkrange, TN $60500 $493 $678
Crossville, TN $139300 $608 $837
Spring City, TN $101900 $630 $867
Bowman, TN $122800 $686 $944
Lake Tansi, TN $117400 $672 $925
Fairfield Glade, TN $201200 $594 $817
Pleasant Hill, TN $119900 $679 $934

Impact of Coverage Amount on Home Insurance Cost In Cumberland County, TN

Coverage Amount Home Insurance Cost ($)
$100,000 $625
$200,000 $2,001
$300,000 $2,840
$400,000 $3,506
$500,000 $4,488
$750,000 to $1000,000 $5,189
Above $1000,000 $6,136


Cumberland County, TN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cumberland County, TN Average Home Insurance Cost$971.52
State Average Home Insurance Cost$1,044
Difference Vs national Average-252.48

Top Homeowners Insurance Companies in Cumberland County, TN

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,849
Travelers $1,808
USAA $1,698
Shelter $1,421

Cumberland County, TN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -136 836
One Claim +58 1030
Two Claims +117 1088