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Home Insurance Costs with Deductible Scenarios in Franklin County, TN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Franklin County, TN $120600 $653 $899
Cowan, TN $76800 $552 $760
Decherd, TN $86000 $582 $801
Monteagle, TN $122100 $684 $942
Sewanee, TN $297700 $986 $1,357
Hillsboro, TN $136700 $718 $988
Tullahoma, TN $116300 $562 $773
Lynchburg, TN $166000 $652 $897
Moore County, TN $166000 $652 $897
Winchester, TN $131300 $593 $816

Impact of Coverage Amount on Home Insurance Cost In Franklin County, TN

Coverage Amount Home Insurance Cost ($)
$100,000 $610
$200,000 $2,389
$300,000 $3,155
$400,000 $3,755
$500,000 $4,806
$750,000 to $1000,000 $5,557
Above $1000,000 $6,571


Franklin County, TN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Franklin County, TN Average Home Insurance Cost$910.08
State Average Home Insurance Cost$1,044
Difference Vs national Average-313.92

Top Homeowners Insurance Companies in Franklin County, TN

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,849
USAA $1,698
AAA $1,550
Shelter $1,421

Franklin County, TN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -118 792
One Claim +55 965
Two Claims +118 1028