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Home Insurance Costs with Deductible Scenarios in Germantown, TN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Germantown, TN $302800 $896 $1,232
Shelby County, TN $135700 $687 $946
Oakland, TN $168400 $656 $903
Horn Lake, MS $98400 $656 $903
Collierville, TN $286700 $870 $1,197
Rossville, TN $245000 $900 $1,239
Germantown, TN $302800 $896 $1,232
Lakeland, TN $249700 $645 $887
DeSoto County, MS $158600 $932 $1,283
Gallaway, TN $153100 $752 $1,034

Impact of Coverage Amount on Home Insurance Cost In Germantown, TN

Coverage Amount Home Insurance Cost ($)
$100,000 $368
$200,000 $1,304
$300,000 $1,719
$400,000 $2,025
$500,000 $2,592
$750,000 to $1000,000 $2,997
Above $1000,000 $3,544


Germantown, TN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Germantown, TN Average Home Insurance Cost$1,247.4
State Average Home Insurance Cost$1,044
Difference Vs national Average23.4

Top Homeowners Insurance Companies in Germantown, TN

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,849
Travelers $1,808
AAA $1,550
Shelter $1,421

Germantown, TN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -175 1073
One Claim +62 1310
Two Claims +162 1410