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Home Insurance Costs with Deductible Scenarios in Hamilton County, TN & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Hamilton County, TN $166100 $722 $994
Lakesite, TN $206500 $843 $1,160
Mowbray Mountain, TN $173000 $789 $1,086
Sequatchie County, TN $138100 $606 $833
Lookout Mountain, TN $541400 $1809 $2,490
Dunlap, TN $130400 $704 $968
East Ridge, TN $119000 $568 $782
Cohutta, GA $150500 $706 $971
Lakeview, GA $76100 $604 $832
Rossville, GA $72500 $411 $565

Impact of Coverage Amount on Home Insurance Cost In Hamilton County, TN

Coverage Amount Home Insurance Cost ($)
$100,000 $584
$200,000 $1,799
$300,000 $2,481
$400,000 $2,938
$500,000 $3,761
$750,000 to $1000,000 $4,348
Above $1000,000 $5,142


Hamilton County, TN Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Hamilton County, TN Average Home Insurance Cost$1,006.26
State Average Home Insurance Cost$1,044
Difference Vs national Average-217.74

Top Homeowners Insurance Companies in Hamilton County, TN

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,849
USAA $1,698
AAA $1,550
Shelter $1,421

Hamilton County, TN Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -141 865
One Claim +91 1097
Two Claims +141 1147