Home Insurance Costs with Deductible Scenarios in Lincoln County, TN & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lincoln County, TN	$117500	$646	$889
Lynchburg, TN	$166000	$652	$897
Fayetteville, TN	$101700	$530	$729
Flintville, TN	$73500	$541	$744
Meridianville, AL	$170100	$684	$941
Ardmore, TN	$113800	$663	$912
Moore County, TN	$166000	$652	$897
Hazel Green, AL	$126500	$581	$800
Park City, TN	$100600	$627	$863
Madison Crossroads, AL	$114200	$647	$890

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Impact of Coverage Amount on Home Insurance Cost In Lincoln County, TN

Coverage Amount	Home Insurance Cost ($)
$100,000	$693
$200,000	$2,287
$300,000	$3,138
$400,000	$3,812
$500,000	$4,879
$750,000 to $1000,000	$5,642
Above $1000,000	$6,671

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Lincoln County, TN Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lincoln County, TN Average Home Insurance Cost	$899.52
State Average Home Insurance Cost	$1,044
Difference Vs national Average	-324.48

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Top Homeowners Insurance Companies in Lincoln County, TN

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,849
Travelers	$1,808
USAA	$1,698
Shelter	$1,421

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Lincoln County, TN Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-126	774
One Claim	+63	962
Two Claims	+108	1007

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