Home Insurance Costs with Deductible Scenarios in Montgomery County, TN & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Montgomery County, TN	$153700	$700	$964
Adams, TN	$122800	$686	$944
LaFayette, KY	$149200	$686	$945
Trenton, KY	$121800	$623	$858
Montgomery County, TN	$153700	$700	$964
Clarksville, TN	$143400	$703	$967
Guthrie, KY	$101700	$569	$783
Oak Grove-Pembroke, KY	$115700	$511	$703
Cumberland City, TN	$92900	$604	$831
Canton, KY	$125100	$632	$869

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Impact of Coverage Amount on Home Insurance Cost In Montgomery County, TN

Coverage Amount	Home Insurance Cost ($)
$100,000	$589
$200,000	$1,986
$300,000	$2,583
$400,000	$3,064
$500,000	$3,922
$750,000 to $1000,000	$4,535
Above $1000,000	$5,362

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Montgomery County, TN Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Montgomery County, TN Average Home Insurance Cost	$975.57
State Average Home Insurance Cost	$1,044
Difference Vs national Average	-248.43

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Top Homeowners Insurance Companies in Montgomery County, TN

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,849
Travelers	$1,808
AAA	$1,550
Shelter	$1,421

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Montgomery County, TN Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-127	849
One Claim	+88	1063
Two Claims	+137	1112

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