Home Insurance Costs with Deductible Scenarios in Rutherford County, TN & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Rutherford County, TN	$174200	$736	$1,013
Unionville, TN	$135500	$715	$984
Murfreesboro, TN	$198800	$773	$1,064
Nolensville, TN	$386500	$692	$952
Bell Buckle, TN	$160600	$767	$1,055
Woodbury, TN	$125300	$691	$951
Smyrna, TN	$160800	$713	$981
Rural Hill, TN	$230400	$879	$1,209
Rutherford County, TN	$174200	$736	$1,013
Eagleville, TN	$148500	$743	$1,023

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Impact of Coverage Amount on Home Insurance Cost In Rutherford County, TN

Coverage Amount	Home Insurance Cost ($)
$100,000	$612
$200,000	$1,858
$300,000	$2,457
$400,000	$2,886
$500,000	$3,694
$750,000 to $1000,000	$4,271
Above $1000,000	$5,050

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Rutherford County, TN Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Rutherford County, TN Average Home Insurance Cost	$1,024.86
State Average Home Insurance Cost	$1,044
Difference Vs national Average	-199.14

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Top Homeowners Insurance Companies in Rutherford County, TN

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,849
Travelers	$1,808
USAA	$1,698
Shelter	$1,421

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Rutherford County, TN Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-133	892
One Claim	+82	1107
Two Claims	+133	1158

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