Home Insurance Costs with Deductible Scenarios in Sumner County, TN & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Sumner County, TN	$194900	$767	$1,056
Gallatin, TN	$172700	$733	$1,009
Ridgetop, TN	$172600	$788	$1,085
Bethpage, TN	$161300	$768	$1,056
Walnut Grove, TN	$164900	$775	$1,066
Hartsville/Trousdale County, TN	$128000	$586	$807
Millersville, TN	$159700	$642	$884
New Deal, TN	$105000	$639	$879
Simpson County, KY	$130500	$542	$745
Greenbrier, TN	$142100	$613	$843

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Impact of Coverage Amount on Home Insurance Cost In Sumner County, TN

Coverage Amount	Home Insurance Cost ($)
$100,000	$443
$200,000	$1,676
$300,000	$2,180
$400,000	$2,771
$500,000	$3,547
$750,000 to $1000,000	$4,101
Above $1000,000	$4,849

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Sumner County, TN Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Sumner County, TN Average Home Insurance Cost	$1,068.57
State Average Home Insurance Cost	$1,044
Difference Vs national Average	-155.43

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Top Homeowners Insurance Companies in Sumner County, TN

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,849
Travelers	$1,808
USAA	$1,698
AAA	$1,550

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Sumner County, TN Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-128	940
One Claim	+85	1154
Two Claims	+139	1207

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